8 Tips to Help Seniors Save Money on Internet and Cable Bills

8 Tips to Help Seniors Save Money on Internet and Cable Bills

Most people who are 65-and-up are accustomed to simple cable and internet plans. Such packages generally had straightforward benefits and simple, cost-effective prices. However, with telecommunication technology evolving by the minute, the new plans are not just difficult to understand but also expensive for individuals who have to spend more from their savings or their pension. So, here are eight tips to help seniors save money on their cable or internet bills.

Slice out channels that are never watched
Most people, including seniors, pay for hundreds of tv channels by the month. These channels include multiple avenues such as the news, music, movies, tv shows, sports, and more. However, when one thinks about it, of all the channels a person pays for, they probably watch just a handful of them. So stopping channels that are never or rarely watched can help save quite a bit of money. For example, if a person pays $5 for about 50 unwatched channels, it may not look like much. However, in twelve months, that amount adds up to $60, which could otherwise be saved and spent on other essential utilities.

Negotiate a better deal
An easy and effective method of saving money on internet and cable bills is by speaking directly to the customer service provider. And one can do this either over a call, email, or chat for quick resolutions. For instance, one might pay for an unlimited data plan but use only 20 Gb a month, which means the customer does not need such a plan. They should call up the service provider and negotiate a better deal. The best way to find a plan is by going through past bills and coming up with an average amount of data spent in a month. Paying for only the data used can help save hundreds of dollars over the year.

Pay attention to overage charges
Several customers often come across a situation where there are bizarre internet charges on their monthly bills. It’s only when an inquiry is made that one realizes they’ve gone overboard with the data allotted to them. We recommend speaking to the service provider about setting a data cap on the plan to avoid the fiasco. This way, the customer can receive an alert when they are almost at the end of their current plan. And when the internet is exhausted, the cap will prevent them from using extra, eventually preventing overage charges. Furthermore, an ideal way of using more internet if needed is by adding at least 5 Gb more to what the senior may expect to use in a month. We recommended adding the additional data so that the individual is not helpless in case of an emergency.

Get offers from competitors
There are no limitations to the number of deals from service providers in the country. So if a customer feels like they are overpaying for a package with their current provider, they should look for other options. Chances are they will find a much better deal when they migrate to another company as a new customer. What’s more, most service providers hate to lose customers, especially if they have been with the brand for years. So when the users get a better deal, they must ask their current provider to match the price or make a better offer. This way, the odds may turn in the senior citizen’s favor, and the service provider may offer a discount on the existing plan.

Look for low-income household discounts
There are special internet offers curated for households with low incomes. So if an individual with a low income might be able to save a significant amount on their internet or cable bills, this is possible because the internet is considered a subsidy because of its role in daily life. But they must qualify for the plan to get the appropriate discount. Furthermore., the user should bear in mind that the plans are affordable because they deliver the most basic services.

Reduce unlimited speeds
There’s a possibility that the customer might need an unlimited plan, but not super-fast speeds. One may only require the internet for their smartphone and laptop for casual streaming or basic tasks. In such situations, we recommend speaking to the company about lowering the internet speed to the desired limit. So if a plan costs $50 for a 100 Mbps unlimited plan, they may get the same plan at 50 Mbps speeds for $30 a month. That is a savings of $240 over twelve months.

Jump to satellite
Satellite Tv is lesser known among individuals, but even this technology has evolved over the years. An individual who goes for satellite Tv will only have to install a compact and powerful dish that can deliver a reliable service. This process allows the customer to watch their favorite channels at a much lower price than cable Tv. Furthermore, a user who informs their cable provider about switching to satellite Tv may also be offered retention discounts.

Bag the Seniors’ Discount
Getting a seniors’ discount is probably the most essential thing to do when it comes to saving money as a senior. Multiple major service providers in the country offer discounts to older customers. There is an eligibility criterion where the discounted package is given to individuals between the age of 55 and 65 years old. To check if one qualifies for the offer, they can visit the provider’s website or call in to enquire about the same. Some offers may be available to only AARP membership customers. Here, the annual cost is low, and also offers attractive savings. If used appropriately, the AARP membership dues may pay for themselves multiple times. Such members are also eligible for bonuses and special perks, which accumulate huge savings over thousands of dollars annually.

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Find Jobs Nearby With These 9 Easy Tips

Getting a job in your area can cut down on the amount of time spent commuting to and from work, giving you more downtime. Add to it the perks of spending time with family and friends and the ability to nurture a work-life balance. Working close to home can also help improve work productivity as it takes away the stress of travel. So, check out these simple ways to find a job in your area. Broaden your social network Networking helps improve the chances of finding suitable local jobs. Your friends, former colleagues, and even previous employers can help you get in touch with recruiters around town. Also, portals such as LinkedIn can help you connect with local professionals from your field. You can turn on job alerts with your preferred location and get regular notifications on the website/app. Request referrals Companies offer incentives to existing employees for providing referrals for vacant positions. If you know a friend or a fellow professional who may be in a position to refer you to their employer for a role, do not hesitate to ask. If the company hires you, your referrer will also receive a decent commission for their input. You can even inquire about referrals on social media platforms and mainstream portals and send official requests for referrals. Explore traditional avenues Before online portals became popular, newspapers and weekly magazine newsletters would primarily list all the available jobs in your area. Many small and medium businesses still adopt this practice to attract local talent. You can also visit career fairs organized by town planning committees that encourage mass recruitment. Recruiters set up booths on behalf of their organization to discuss new employment opportunities. They may even conduct the first round of interviews on the spot to shortlist potential candidates. Check out online classified ads Try looking through local and niche classified ads online to considerably narrow down your search. There are several active platforms that regularly list and update local jobs. For example, Craigslist has an entire category dedicated to locating jobs in your area. You can even use filters such as full-time, part-time, or contract work for precise search results. Even social media platforms like Facebook feature community groups and company pages that list available vacancies. So, explore all available avenues to increase the odds of finding the right opportunity. Contact local employment agencies Employment agencies can identify suitable vacancies in your area, especially if you are new to the city or are switching careers. They have dedicated career counselors who analyze the candidate’s education and work experience and consider their interests and preferences to recommend suitable roles. You can alternatively contact individual headhunters who work as freelancers for companies to fill up vacant positions. These agencies and headhunters typically charge a fee for their professional services. Check company websites Make a list of local companies that you wish to work for. Not all companies update available vacancies or even post detailed requirements on job portals or social media platforms. So, it might be a better idea to look for vacancies as well as apply for the role on your preferred company’s official website. Company websites list specific qualifications and skills required for the role. They even provide a brief job description. This makes it easier for you to compare available opportunities across organizations and make an informed decision. Most such sites feature a dedicated careers page that gives a brief overview of the company’s mission, values, work culture, rewards, and benefits. It is also possible to find the contact details of the talent acquisition team on this page. Contact your alumni groups Actively reaching out to peers and members of your social groups improves your chances of finding jobs in your area. Tap into every available connection, starting with your college alumni group. Seniors or other job holders share updates about vacancies in their organization from time to time. You can also contact your professors to inquire about openings in companies that have previously hired people from your academic circle. Explore walk-in opportunities Many local businesses and companies conduct walk-in interviews for positions that need to be filled urgently. For example, retail businesses, restaurants, hospitality services, and even public utility companies can conduct on-the-spot interviews with a large number of candidates. As an appointment is not required, you can ask the recruiter for an application form and submit your resume and relevant documents in person. Employers usually share details about the role, along with those regarding salary, perks and benefits, and work timings. Most places conduct multiple rounds of interviews on the same day. The hiring decision is announced immediately after the interview. As the process for walk-in interviews is quick, you end up saving a lot of time compared with other forms of recruitment. Follow up If you are applying for several roles or at least speaking to local recruiters often, keep track of your applications and maintain the contact details of hiring managers. Staying organized helps you effectively monitor the status of all your applications in case you need to follow up. Sometimes recruiters may be swamped with applications. A polite reminder or a follow-up email can make them take a second look at your application and share an update regarding your candidature. Further, keep in touch with the recruiters who have previously interacted with you. They may reach out as and when an opportunity arises.

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Affordable Housing for Seniors – Benefits and Best Options

Life after retirement requires careful planning, as with a limited income and savings, big houses with spacious rooms may seem to be out of budget. However, that does not mean older adults should have to compromise or let go of the lifestyle they want. They can continue to live the way they want with affordable senior housing options. This is a great way to ensure seniors are taken care of and can live comfortably. Why should one opt for senior housing? As one gets older, they can find themselves living in big houses alone. Seniors may feel the need to have people around for conversation or assistance. This living situation could present a problem not only the seniors but also for children living in another state or even across the country. A lot of people find themselves unable to provide round-the-clock care to their older relatives and even parents. Today, various options are available for seniors to help them lead a comfortable life, known as senior housing facilities. Here are a few benefits of these housing options:  Preventing social isolation: Adults aged 50 and up can, at times, feel lonely and vulnerable. Usually, when they choose housing options such as assisted living facilities and retirement homes, they may find themselves being a part of the community. These facilities can help them feel they are surrounded by like-minded people with whom they can enjoy different activities throughout the day and avoid feeling lonely.  24/7 professional care: Older adults usually need help with many of their day-to-day activities, such as dressing, walking, and hygiene. A lot of senior housing facilities offer around-the-clock professional care to ensure all their needs are met and that they get the care and attention they need. These professionals also ensure they do not invade the privacy of the seniors while getting the job done. Further, nurses and healthcare professionals in certain facilities can offer an early diagnosis of health issues.  More free time: A significant portion of most people’s lives has been spent working and taking care of the family. So, in advanced ages, people deserve the time to sit back and relax. Senior home facilities ensure a hassle-free environment for older adults. The residents do not have to worry about any of the responsibilities and chores that plagued them before. They can now choose to do whatever they want during their free time and enjoy activities they never found time for earlier.  Safe transportation: As one gets older, it can get difficult to drive around and run errands. Reduced vision and slow reflexes only add to the problem and make things not only tough but also dangerous. This is a problem that senior living facilities can address. For instance, assisted living communities offer a safe mode of transportation that can get seniors around town. Whether one wants to go on a shopping spree, dinner, or even a dentist appointment, reliable transportation ensures that they are safe and comfortable during the journey. Personalized care: Seniors living alone or with limited assistance can be deprived of the care they need at their age. Various senior living facilities ensure their residents get the attention and assistance they need and deserve with tailor-made plans that promote a healthier and better lifestyle. This also includes activities that are regularly evaluated and supervised by a professional team.  Affordable housing options for seniors When family members or loved ones cannot offer 24x7 care to older adults, it is best to explore affordable senior housing options. This is also recommended for seniors to help them get professional assistance that family members would otherwise be unable to provide. So here are some of the most affordable options one can find today: Low-income senior condos and apartments: If an apartment is preferable, then this could be an affordable option for older adults. These facilities can offer a variety of services for the welfare of seniors. The minimum age to be a part of this community is usually 50, and all one needs is proof of income to enjoy all the services. Retirement communities: In a retirement community, the seniors can get the best of both worlds, as they get to live in homes within a community that has a group of houses set aside for seniors. The members can also socialize with the other residents as and when they feel comfortable. This can be done through various activities, such as arts and crafts, game nights, and other community events that the community managers organize periodically. There are also other perks, such as an on-call healthcare team and other professional help that aid in making life easier for older adults. Senior cohousing: In senior cohousing, the adults can own private homes in a neighborhood block surrounded by gardens, parks, pools, and ponds. Here, everyone shares the same walkways and lawn space. This helps residents get the benefits of communal living without shelling out a lot of money. It also ensures they enjoy a high quality of life without compromising on the comfort they deserve. Here, homeowners can pay for shared facilities and services like yard maintenance and in-home care. Assisted living: Assisted living communities, better known as personal care homes, are one of the best and most affordable housing options. In addition to providing comfort, they also offer personal and professional care to their residents, helping them carry out their day-to-day activities and ensuring their safety. Some of these facilities also team up with nursing homes to provide their residents with best-in-class professional care, which helps in the early detection of health issues and providing residents with timely treatment. Along with 24/7 supervision, some facilities may also offer assistance for people with memory-related issues like dementia.

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Invisible Braces – Benefits, Costs, and Top Brands

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