Newton Group and Wyndham Make Timeshare Exits Easy

Newton Group and Wyndham Make Timeshare Exits Easy

A timeshare is a smaller unit within a large resort or vacation property, which you can partly own by splitting the cost with other owners. Frequent vacation-goers love buying timeshares at exotic destinations as it helps them save money on lodging. But it can get tricky when you want to exit the contract or switch to a different location. Timeshare exit programs by Newton Group and Wyndham help people with the process.

Why hire Newton Group for help with your timeshare exit?
In partnership with existing law firms, Newton Group has helped hundreds of timeshare owners file arbitration demands and lawsuits for a legal exit from their properties. All legal claims follow a well-structured process without the need for excess documentation. Moreover, the services are affordable. You do not have to shell out retainer fees for multiple timeshare exits, and there are no compounding billable hours. These factors make Newton Group timeshare exit company a go-to option for desperate owners losing money on units that need to be transferred at the earliest.

Newton Group timeshare exit process
Your quest to exit an unwanted timeshare begins with a simple questionnaire as part of a five-step exit program:

Step 1
To begin, Newton Group’s customer service executives contact you to gather relevant ownership details of the timeshare. They can file a legal claim only after receiving all the facts about the property’s status for evidentiary support. Based on this information, the company’s representatives determine the most suitable course of action.

Step 2
Some hotels, clubs, and resorts offer timeshare owners an expedited exit option. So, the second step involves exploring in-house timeshare exit options that you have not already considered to see if any legalities can be utilized in your favor.

Step 3
The company’s representatives will move on to step 3 if there are no viable in-house expedited options. They contact partner law firms that have the expertise to help transfer your ownership legally. Newton Group will submit your case to a suitable party after receiving your consent.

Step 4
Newton Group’s advocacy partners will now instruct you to gain better leverage over your timeshare exit. Your law firm representative will utilize any legalities that may work in your favor during the hearing or settlement meeting.

Step 5
Newton Group goes a step further to retain and pay for advocacy at no additional cost, especially in cases where owners have been victims of pressure sales tactics. If the case stretches longer than expected, you do not have to worry about hefty retainer fees. You will receive personal guidance and counsel throughout the process, right up to the point where ownership is legally transferred from your name.

Inclusivity of services, committed legal counsel, and dedicated customer support enable Newton Group to maintain an A+ rating by the Better Business Bureau. Customers say that Newton Group’s timeshare exit cost varies between $3,000 and $8,000 as there is no flat fee applicable for the service. It may be better to hire Newton Group to exit timeshares instead of holding on to meaningless properties that are becoming increasingly expensive to maintain.

Should you consider Wyndham Certified Exit?
Wyndham Destinations is among the biggest holiday property ownership businesses that help people purchase and manage timeshares in its vacation clubs. They have a program called Certified Exit, which helps owners strategically and legally exit the property. However, it is an in-house program, only for those who own timeshares in Wyndham partner resorts and hotel chains. Like Newton Group, Wyndham’s timeshare exit specialists provide guidance and counseling to produce the best possible action plan. Five key features of the service include:

The entire service can be availed free of cost
Simple phone and online process
Shortest possible time of exit (minimum 90 days)
No upfront fees and security from fraudulent exit schemes
Backed by Wyndham guarantee

Wyndham is among the few popular timeshare exit companies that offer innovative solutions for owners and renters. The customer service executives and legal teams consider factors that can affect the owner’s travel plans while suggesting solutions. A timely timeshare exit is made possible well within the boundaries of the law.

Why do people transfer timeshare properties?
A Newton Group timeshare exit review study highlighted a few reasons why owners want to let go of their timeshare:

Unethical sales practices by timeshare chains
Many people marketing timeshare holiday packages and destinations resort to pressure tactics. They rush with the offer to make the sale, finish the documentation in haste, refuse to take no for an answer, and make potential customers feel pressurized into buying the property.

Deceiving clients with details
Salespersons deceive people looking to buy a timeshare in different ways: hiding the actual market value of the investment property, longer sales presentations, unrevised appreciation value of the unit, and unrevised availability of dates.

Newton Group’s timeshare exit reviews and research suggests that unsuspecting buyers are forced into a position where they pay for a timeshare they might not be able to sustain. It eventually becomes impossible to quickly offload such listings in the open market as demand and supply hinge on travel and tourism. The other reasons that sparked an exit after just a few years of ownership were financial problems, not being satisfied with the timeshare unit, and health reasons preventing regular travel to the place.

Many love owning vacation properties at affordable rates without buying them for perpetuity. However, according to the American Resort Development Association (ARDA), the average cost of owning a timeshare has increased to over $22,000 per interval. The price could be higher, making them hard to finance and hold on to. Before hiring services of the timeshare exit companies like Newton Group and Wyndham, many owners try giving up the place for charity and even for free in some cases, simply to get rid of the fractional ownership.

You can contact the representatives of Newton Group and Wyndham timeshare exit companies to understand all terms and conditions of ownership transfer before hiring their services.

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Top 4 Car Insurance Companies for Seniors

Car insurance is mandatory for all drivers, and while senior citizens may not get behind the wheel as often as they used to, auto insurance for them too is a mandate. Insurance companies offer special discounts, tailored policies, and perks for senior drivers who might not want to use their car often. Mature drivers can compare and choose best priced car insurance plans from insurance companies that offer them. Best car insurance for seniors  These four companies offer the best combination of affordable premiums, senior-specific discounts, and exclusive policies to save money on car insurance. Nationwide® Nationwide® car insurance rates are 21% lower than the national average for drivers over 60. For a cheaper premium, the insurance company pays for all liabilities related to bodily injury, personal injury, property damage, uninsured/underinsured motorist protection, treatments, and comprehensive collision coverage. Nationwide® also ensures quality customer service, a grievance-free claims handling process, and ranks among the top vendors for customer loyalty. One of the company's key highlights is the SmartMiles program beneficial for senior drivers with limited mileage after retirement. The yearly car insurance premiums are calculated based on the total number of miles driven with SmartMiles. This policy, available in 40 states, is suitable for seniors who commute less than 12,000 miles per year and can still afford to pay for car insurance after retirement. Overall, the estimated savings with Nationwide® can go upwards of $400 each year, given seniors meet all the driving criteria specified by the company. GEICO Due to competitively lower rates, GEICO ranks among the popular picks in best car insurance for seniors. Drivers between the ages of 65 and 85 can benefit exclusively from additional discounts. One of the key highlights of the policy is the guaranteed renewal program. Policyholders aged 50 and above qualify for the renewal program and may avail of the Prime Time contract features. For this contract, the company specifies that policyholders cannot have any operators/drivers below 25 for the insured vehicle. They should not have been involved in violations or accidents in the three years prior to application with GEICO. But this contract is currently available in only 30 states. Policies also cover accident forgiveness and feature innovative usage-based insurance for good drivers with a clean driving record. GEICO offers exclusive discounts for careful driving habits, retired government & military personnel, and owners with multiple vehicles using the same policy. State Farm® State Farm® is a more lenient option for commuters who may not have a clean driving record. Key highlights of the insurance include a usage-based policy and decent rates for drivers with DUI (driving under the influence) violations. Senior drivers with prior speeding records or driving offenses can also benefit from better rates for insurance premiums. Policyholders earn exclusive discounts and rewards with the company’s patented Drive Safe & Save™ program. Download the app and let the company actively monitor driving and overall performance. Those who match the criteria can save up to 30% on auto insurance rates for the year. Senior drivers with good credit enjoy excellent policy renewal scores and pay 22%-24% less insurance premiums than the national average. State Farm® operates in all 50 states, making it one of the best car insurance for seniors. Allstate® Seniors can save a lot on the best-priced car insurance policies with Allstate®. The company is the fourth largest auto insurance provider in the business. Allstate® also ranks among the best for customer service and claims handling processes. One of the key highlights is the pay-per-mile insurance policy that allows seniors to get affordable rates as per the number of miles driven in a year. The Drivewise® program monitors daily driving habits and provides the insurance company with on-time updates. Also, seniors with the best driving score and a good driving record can avail of low premiums. Allstate® offers addons, including accident forgiveness that prevents a premium increase and features loan or lease gap insurance. It also has an exclusive app that lets all policyholders review their profile, make payments, and monitor insurance status on the go. How to choose from the best car insurance for seniors Since most insurance companies offer various senior discounts and special deals to lower the premium rates, it can be challenging to make a choice. So here we've listed a few things you can consider to make the right choice and get competitive rates. Update driver status online After retirement, seniors should update their status from regular commuters to driving only for leisure. Insurance companies offer unique low-mileage plans or pay-per-mile policies for seniors who drive a limited number of miles in any given year. This detail can be updated while requesting quotes online. Learn defensive driving Some states, by mandate, require seniors to learn defensive driving. Drivers over the age of 50 can benefit from lowered premium rates and enjoy exclusive discounts on the quotes for qualifying for this eligibility criterion. Seniors can consider courses offered by AAA and AARP and spend no more than $20 for the short refresher course. Maintain a proper driving record The number of traffic violations and even accidents determines how much of an insurance risk seniors pose. Having a clean record with minimal infractions increases the chances of getting affordable premiums. Those who have multiple priors should alternatively consider applying to insurance companies that offer policies for average drivers. Compare multiple insurance companies Seniors must compare premium rates and check available discounts across top insurance providers in the country. It may so happen that a company may offer reasonable rates but no special discounts for seniors. Understand that insurance quotes are subject to changes deemed fit and necessary by the insurance provider. Please check and read all contract terms before giving any consent.

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Benefits of Bluevine Checking Accounts and Loans for Small Businesses

Running a small business requires hard work and financial planning, and it can get all the more challenging if you want to expand. You would have to increase operations, boost production, and upgrade existing infrastructure, which requires a decent cash inflow. The best way to secure this additional funding for expansion is to get a business loan for a reasonable interest rate. Bluevine is among the most popular for such small banking solutions. Bluevine business checking account A checking account is a must for smooth business operations. Bluevine offers a lucrative checking account with no monthly fees, no minimum balance requirements, and no overdraft fees for exceeding the withdrawals. The benefits of this account are: No limit on monthly transactions You can make hundreds of monthly deposits and withdrawals without worry. It is advantageous because many market lenders, banks, and financial institutions allow limited monthly transactions. No charges for transactions The company does not charge a single cent for monthly recurring client transactions using its Bill Pay services. Withdrawals made at network ATMs are also free, and you get two checkbooks per funded account. Better interest rates A higher interest rate is the main reason customers prefer having a checking account with this lender. You can earn 1.5% interest on account balances of up to $100,000. So, parking money in a Bluevine high-interest checking account can be beneficial. Use for bill payments The checking account can be utilized for bill payments with auto-debit instructions. It is convenient for startups and small businesses to save time and improve efficiency. Exclusive account management You can operate and link up to five sub-accounts with your primary checking account to manage finances. Each sub-account can be designated for particular bills or payments. Account access Beta This feature enables your colleagues to access account-related information using a dedicated login system. Each individual can have a unique password, and there are no limitations on the number of users who can access it. Integration with third-party apps Bluevine can also be integrated with third-party apps like QuickBooks to track and manage all accounting transactions in one place. You can schedule payments and get an extra credit period of 45 days to pay off vendor bills if they do not have a credit facility. These basic yet cost-effective features are among the primary reasons startups and small business owners prefer opening Bluevine high-interest checking accounts. It helps with cash flow management and allows for debt consolidation, making financial planning easier. Bluevine low-interest small business loans Small business owners can also benefit from Bluevine loans and other lending schemes with low interest rates. The application process takes a few minutes, and the funds are processed within a few hours after the loan is approved. Here are the three basic application steps: Step 1: Gather relevant business details, such as your income tax ID/EIN. Step 2: Fill out all particulars in the online form and apply. Step 3: Await approval. It usually takes no more than five minutes for the company to process information. An approval grants you immediate information about to the requested funds, and the first withdrawal is possible within 24 hours. Key features of Bluevine loans While several lenders in the market provide loans and other credit options for small businesses, only a few are truly affordable. Here are a few features that make Bluevine suitable: Multiple loan term lengths are available for different financing requirements. Applying with a low credit score is possible. Loans are available for established small businesses and startups. You enjoy low interest rates of 4.8%, which is better than the market standard. Those eligible can get a credit limit of $250,000 upon approval. The credit line is restored simultaneously as you repay. There are no opening fees, account maintenance charges, or account closure penalties. Repayment can be made in fixed weekly or monthly payments between six to 12 months. Application criteria, eligibility, and limitations Bluevine simplifies the process of credit approval, subject to a few conditions. The following terms apply to your business: The business should be operational for at least six months before the application. It must be a registered corporation or limited liability company (LLC). There should be no bankruptcies or unresolved financials for the previous year. Business revenues and conduct with the stakeholders should be satisfactory in all aspects. A minimum of $10,000 should be generated in revenue every month before the application. Your personal financial standing also impacts the application process for Bluevine loans. For instance, you can apply for the line of credit only with a FICO credit score of 625 or more. You may also have to provide the lender with your bank statements for the past three months to verify creditworthiness. Note that Bluevine loans' annual percentage rates are higher than the market standard, so lines of credit may be expensive to repay. Also, since a shorter repayment tenure is offered to most customers, your repayment amount may increase based on the weekly or monthly frequency. Bluevine's additional line of credit If your business needs an extra line of credit over the approved $250,000 limit, you must provide proof of business growth and show a steady income. Your tax returns and the company's balance sheet should support these claims. Also, the limit increase will be approved after you have repaid pending Bluevine loans. Note that financial products and banking services are subject to terms set by private lenders. The conditions linked to any contract may be altered at the lender's discretion as deemed prudent with prior notice. Read all offer documents and consult with company executives before signing contracts.

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